NICE Information Service Co., Ltd. 030190.KS

Financial Services · Credit Services · valued as of 2026-11-03 · statements 2025-12-31

Average Intrinsic Value
$862.59M
Market Cap
$716.94M
Margin of Safety
16.9%
Intrinsic / Market Ratio
1.20

How Each Value Is Built

The screener's three formulas on the reported figures. Each card reads the same way: the value as a sum of numbered terms, each term's calculation opened under it, from the reported figures to the value. The list ranks companies by their plain average over the market cap.

EPV + Growth

906.81M USD

what the normal year's earnings are worth for ever, plus growth that pays

Profit

992.06M USD

15 years of cash the shareholders can take out, and the equity left at year 15

FCFF

688.90M USD

15 years of cash for shareholders and lenders, less what is owed

Intrinsic Value

862.59M USD

the plain average of the three, uncapped, as the screener averages them

Intrinsic Value

862.59M USD

from the sum above

Market Cap

716.94M USD

today's price times the shares

Intrinsic Value ÷ Market Cap

1.20×

the ratio the screener ranks by; Margin of Safety +16.9% (1 − Market Cap ÷ Intrinsic Value)

Each card below builds one of the three values from the reported years.

Earnings power value plus growth: 906.81M USD
What the normal year's operating profit after tax is worth if it lasts for ever, plus what the new investment adds beyond its cost, less the net debt that comes before the shareholders (or plus the net cash).
①EPV (earnings power value)906.81M USD
−②Net Debt Today0 USD
+③Growth Value0 USD
=Value906.81M USD

EPV of the Operations (NOPAT over WACC)

906.81M USD

Net debt today

0 USD

Growth Value

0 USD

Value

906.81M USD

①EPV (earnings power value)

906.81M USD

②Net Debt Today

0 USD

③Growth Value

0 USD

Market value

Market Cap716.94M USD

Today's price times the shares.

Value vs market

Margin of Safety+20.9%

1 minus the market cap as a share of the value.

Profit value: today's value of the shareholders' equity, from the cash it can pay them (FCFE): 992.06M USD
Fifteen years of free cash flow to equity (FCFE), each brought to today at the cost of equity, plus the equity at year 15 brought to today.
①Present Value of the 15 Years of FCFE538.89M USD
+②Equity at Year 15, Today453.16M USD
=Value992.06M USD
FCFE: the net income left for the shareholders once the business keeps what next year's growth needsEquity reinvestment: the part of the year's net income kept in the business to grow the next year; below zero, capital the business releases to the shareholdersPresent value of the FCFEColoured bars show the FCFE, grey bars the equity reinvestment. With a positive equity reinvestment the two stacked are the year's normalized income; with a negative one the grey is below zero, capital the business releases, and the normalized income is the FCFE plus that negative amount. Shaded, years 6 to 10: the growth falling to its long-run rate and the ROE on new investment falling to the cost of equity. Axes linear.

①Present Value of the 15 Years of FCFE

538.89M USD

②Equity at Year 15, Today

453.16M USD

Market value

Market Cap716.94M USD

Today's price times the shares.

Value vs market

Margin of Safety+27.7%

1 minus the market cap as a share of the value.

FCFF value: today's value of the shareholders' equity, from the cash the firm can pay its shareholders and lenders (FCFF): 688.90M USD
Fifteen years of free cash flow to the firm (FCFF), each brought to today at the WACC, plus the invested capital at year 15 brought to today, less the net debt today (or plus the net cash).
①Present Value of the 15 Years of FCFF479.93M USD
+②Invested Capital at Year 15, Today208.97M USD
−③Net Debt Today0 USD
=Value688.90M USD
FCFF: the NOPAT left for the shareholders and the lenders once the business reinvests what next year's growth needsReinvestment: the part of the year's NOPAT put back into the business to grow the next year; below zero, capital the business releasesPresent value of the FCFFColoured bars show the FCFF, grey bars the reinvestment. With a positive reinvestment the two stacked are the year's NOPAT; with a negative one the grey is below zero, capital the business releases, and the NOPAT is the FCFF plus that negative amount. Shaded, years 6 to 10: the growth rising to its long-run rate and the ROIC on new investment falling to the WACC. Axes linear.

①Present Value of the 15 Years of FCFF

479.93M USD

②Invested Capital at Year 15, Today

208.97M USD

③Net Debt Today

0 USD

Market value

Market Cap716.94M USD

Today's price times the shares.

Value vs market

Margin of Safety-4.1%

1 minus the market cap as a share of the value.

The Rates and the Capital the Values Read

The WACC and the cost of equity each value is discounted at, the book value and the net debt each starts from, and the seven quality metrics, from the same run.

WACC: 5.50%
weighted average cost of capital: the yearly return the shareholders and the lenders together require, weighted by what each puts in; the rate that brings the firm's future cash to today.
Cost of Equity =Risk-Free Rate 4.50%+Beta 0.18×Market Risk Premium 6.00%= 5.59%

The yearly return the shareholders require for the risk they carry; it is the rate that brings their future cash to today.

Tax Rate for WACC =Tax Provision 16.29M USDPretax Income 70.64M USD= 23.06%

The tax the interest saves.

Interest Expense =EBIT 71.43M USD−Pretax Income 70.64M USD= 792.71K USD

The interest the company paid: EBIT is the profit before tax plus the interest.

Cost of Debt =Interest Expense 792.71K USDTotal Debt 23.52M USD×(1 − Tax Rate for WACC 23.06%)= 2.59%

What the lenders are paid a year after the tax the interest saves.

Debt Weight =Total Debt 23.52M USDMarket Cap + Total Debt 716.94M USD + 23.52M USD= 3.18%

The part of the capital the lenders put in, at market value.

WACC =Equity Weight 96.82%×Cost of Equity 5.59%+Debt Weight 3.18%×Cost of Debt 2.59%= 5.50%

Weighted average cost of capital: the yearly return the shareholders and the lenders together require, weighted by what each puts in; the rate that brings the firm's future cash to today.

Book value and net debt today
Both from the balance sheet of the newest quarter, 2026-06-30.

Total Assets 418.53M USD − Total Liabilities 101.93M USD = Book Value Today 316.60M USD

Net debt today 0: a bank's debt is the money it lends on, not how the business is financed.

The book value is what Profit starts from and what stands when a projection is not made; the book value plus the net debt is what FCFF starts from; the net debt comes off Greenwald's and FCFF's values before the shareholders.

Quality metrics
Read beside the value, never a condition for it: every company is valued, and a filter in the list is the reader's choice.
MetricFrom
Share dilutionShares Today ÷ Shares Two Years Back − 1-1.1%at most 5%passes58,487,373 / 59,141,068
Accrual quality(Operating Cash Flow − Net Income) ÷ Total Assets7.3%at least -10.0%passes(84.15M USD − 53.72M USD) ÷ 418.53M USD
Price to bookMarket Cap ÷ Book Value Today2.26×at most 3×passes716.94M USD ÷ 316.60M USD
Operating marginOperating Income ÷ Revenue17.3%above 10.0%passes72.67M USD ÷ 419.18M USD
Revenue growthRevenue ÷ Revenue a Year Before − 114.9%above 10.0%passes419.18M USD / 364.98M USD
Net cash(Cash − Total Debt) ÷ Market Cap5.5%above -30%passes(62.93M USD − 23.52M USD) ÷ 716.94M USD
Operating efficiencyOperating Income ÷ Gross Profit17.3%above 25.0%does not pass72.67M USD ÷ 419.18M USD

Market Data

The provider's ratios and the analysts' consensus beside the argument; none of them enters a value.

Market data
The data provider's own ratios and the analysts' consensus, read beside the valuation, never in it.

Share price

16.29K USD

Enterprise value

807.28B USD

market cap plus net debt

EV / EBITDA

5.61×

Price / book

—

the provider's book

Price / earnings

—

Return on equity

19.1%

the provider's, not the engine's

Profit margin

13.8%

Revenue growth

7.8%

Analyst target, mean

20.02K USD

Analysts

1

opinions in the consensus

Financial Statements

The income statement, the balance sheet and the cash flow the screener holds, year by year, in USD.

Financial statements, year by year
The annual lines the screener holds today, in USD at each period's rate; the figures this valuation read are in its calculation above.
USD2022202320242025
Income statement

Revenue

381.15M380.49M364.98M419.18M

Gross profit

381.15M380.49M364.98M419.18M

Operating income

56.88M51.18M59.28M72.67M

EBITDA

operating income before depreciation and amortisation

77.28M73.03M85.05M92.82M

Pretax income

59.34M54.40M65.73M70.64M

Net income

41.86M43.90M51.92M53.72M

Normalized income

net income without one-off items, as the data provider prints it; Profit's line when printed

41.81M43.89M52.16M56.20M

R&D

——31.37K—
Balance sheet, year end

Total assets

382.12M386.75M399.52M450.08M

Total liabilities

110.76M97.22M115.24M123.21M

Shareholders' equity

the equity the parent's shareholders own, as printed, without minority interest; the book value the values read is total assets less total liabilities, in Book Value and Net Debt above

271.36M289.53M281.02M322.91M

Total debt

19.97M19.72M37.01M29.81M

Cash and equivalents

62.13M62.08M78.83M73.38M

Net PP&E

fixed assets after depreciation

44.04M47.64M66.01M67.83M

Working capital

current assets less current liabilities

96.01M102.97M87.94M107.62M
Cash flow

Operating cash flow

57.02M58.29M58.09M84.15M

Capital expenditure

paid out, so below zero

-10.82M-12.35M-11.44M-6.66M

Depreciation and amortisation

17.45M18.07M18.65M21.38M

Free cash flow

operating cash flow plus capital expenditure

46.19M45.94M46.66M77.49M